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M.K. Richardson Agency
Privacy Policy
Privacy Notice
M.K. Richardson Agency is committed to protecting the privacy of prospective, current, and former policyholders. Insurance transactions, such as providing estimates, issuing new policies or servicing existing policies, and servicing claims require that we obtain Nonpublic Personal Financial Information (NPFI) from you and possibly third parties. We will only collect information as it pertains to the business of providing insurance.
Information We Collect
The NPFI collected can include information such as policy limits, payment history, and claims history. Depending on the type of insurance and the underwriting guidelines of the companies we represent, NPFI may also include information such as motor vehicle records, loss information reports, property inspection reports, and credit reports. Some information may be obtained from third parties such as the Department of Motor Vehicles (DMV) for motor vehicle reports or vendors providing credit or property inspection reports.
Information We Disclose
M.K. Richardson Agency does not disclose any nonpublic personal information about our policyholders or former policyholders to anyone, except as permitted by law. We will disclose information to affiliates or nonaffiliated third parties only as it applies to processing insurance transactions. As an example, obtaining a motor vehicle report requires that we disclose your date of birth and perhaps license number to a third party. Should your policy include a loss payee or mortgagee, we may be required to disclose to them information regarding the status of certain insurance transactions.
Protecting Your Information
We understand the need to safeguard sensitive information. Access to nonpublic information about you is restricted to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards to protect the confidentiality of your nonpublic personal information.
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